History

2008:

• Russ-Bank opened new branches in Orenburg, Vladivostok, Irkutsk, Khabarovsk and Krasnoyarsk and established additional branches in Moscow (2 outlets), Moscow region (Lytkarino, Naro-Fominsk, Chekhov), St. Petersburg (2 outlets), Ulan-Ude (3 outlets), Tyumen and Belgorod and operational offices in Tula and Tambov.
• Russ-Bank became a Principal Member of VISA, International Payment System.
• Russ-Bank repaid 02 series bond for the second coupon on February 21, 2008 in RUR95,260,000 (coupon 9.5%).
• Russ-Bank repaid 01series bond for the second coupon on March 21, 2008 in RUR69,800,000 (coupon 10,0%).
• On July 3, 2008 Russ-Bank repaid in full the syndicated loan in the amount USD35,000,000. The loan was attracted by the Bank in July, 2007 for the period of 1 year. The attraction of the loan was organized by Commerzbank Aktiengesellschaft and Standard Bank Plc. 10 credit institutions from 9 countries participated in the above transaction. The loan was attracted and used for the purposes of financing of foreign trade activity of  Russ-Bank's customers.
• As at April 1, 2008 SME Loan Portfolio exceeded RUR 3,000 millions, has been increased since the beginning of the year by 21%. Thus during 1Q 2008 the Bank granted more than 350 loans with total amount of RUR1,100 millions.
• Russ-Bank won Tender for Fund of hold by Ministry of Finance of Perm Region and as a result amounted RUR1,500 million
• The limit for Consumer Lending increased from RUR100,000 to RUR250,000.
• By the 1Q 2008 the number of members of Russ-Bank "Partners Club" including retail and service outlets exceeded 1000.
• Russ-Bank started publication of a newspaper "Azbuka. Gratitude advices" which became a winner of "The Best corporate MEDIA 2008" Russian awards in category "Edition for customers. Newspapers".

2007:

• Moody's confirmed Bank financial strength rating (BFSR) of E+ to Russ-Bank, which translated into B2 Baseline Credit Assessment on November 15, 2007. Russ-Bank has been rated Baa1.ru on Russia's National Scale Rating (NSR) (the first assignment was made on January 10, 2006). Russ-Bank's B2/E+ ratings have a stable outlook.
• Danil Khachaturov, the President of Rosgosstrakh Group, was appointed the Chairman of the Board of Directors.
• Russ-Bank completed the acquisition of CJSC Ural Treasures Bank (Yekaterinburg) on November 2007 by raising its share from 0,0078% to 98,42%.
• As at E2007 Russ-Bank registered more than 170 outlets throughout Russia. According to RosBusinessConsulting the Bank was ranked 9th among Russian Banks by geographical presence and 13th by quantity of outlets located in cities with population over 50,000.
• 40 new outlets (including branches, additional, operational and cash credit offices) were registered and 46 another regional entities (either branches, and additional, operational and cash and credit offices) were established.
• As at 01.07.2007 Russ-Bank’s equity amounted to 8,3 mld. Rubles.
• Additional issue has enabled Russ-Bank to increase its capital up to 1,554,958,500.00 Rubles.
• The Bank was reorganized as an Open Joint Stock Company and the Bank of Russia gave Russ-Bank a general license No 3073 on November 8, 2007.
• The Bank of Russia registered issue (reg. No 10103073В0101D dd. 11.01.2007) with total value RUR 154,985,000 placed by private offering.
• 02 series bonds issue with total value 2,000 million rubles was fully listed in MICEX on February 20, 2007. On August 1, 2007 the bonds were included into "A1" quotation list of MICEX.
• On July 6, 2007 Commerzbank AG and Standard Bank Plc (Lead Arrangers) syndicated for Russ-Bank USD35,000,000 loan with maturity period 364 days (plus 1 year extension option) at interest rate LIBOR+2.85%. The funds were obtained for foreign trade operations financing of the Bank’s corporate clients.
• Under covering of ECA KUKE (Poland) Landesbank Berlin AG granted Russ-Bank EUR25,000 thousands with 7 years’ maturity on 2006; the amount was increased up to EUR42,000 in 2007. These funds were construed to be used in financing of a corporate client’s investment project.
• In the end of 2007 Russ-Bank reported retail deposit portfolio has exceeded 6,900 millions rubles.
• As at December 31, 2007 retail loan portfolio amounted to 5,000 millions rubles.
• Under SME lending program Russ-Bank granted more than 1,350 loans with total amount of 2,900 million rubles. During 2007 the existing SME loan portfolio was increased in 3.5 times and as at December 31, 2007 amounted to 2,500 million rubles.
• Russ-Bank implemented a new system of instant retail customers’ interbranch transfers.

2006:

• Moody's Investors Service international rating agency assigned to the Bank for the long-terms and short-terms deposits in foreign currency "B2" and "NP" rates and the "E+" rate for the financial stability. The forecasts of the whole ratings are stable.
• Moody's Interfax Rating Agency reconfirmed the "Baa1.ru" long-term national scale credit rating.
• 10 Regional Branches and 20 Additional Offices of the Bank have been launched.
• In spring of 2006 the branding campaign was held. It was dedicated to essential changes in corporate stylistics. Innovative visual attributes shall allow enhancing the Bank awareness and increasing clients in number.
• In accordance with the INTERFAX-CEA Agency analytic study, during the first six months of 2006 the Bank assets grew by 39.8% and they reached the level of USD 1 billion.
• During eight months of 2006 the Bank has placed its own promissory notes for the amount of about RUR 1 billion.
• The volume of attracted funds from individuals has come near to RUR 2 billion and as of July 1, 2006 it was equal to RUR 1.827 billion.
• In March, a 3-year debut bond issue was placed for the amount of RUR 1.4 billion.
• In March 2006 Bankgesellschaft Berlin AG (Germany) granted Russ-Bank a loan in the amount of EUR 24.9 million for a term of 8 years and 10 months for the realization of investment projects of one of the Bank’s clients.
• In frames of SME lending program launched in May about RUR 240 million of loans were granted by the 1st of September.
• Partners’ Club was established; it includes trade and servicing enterprises in the regions of the Bank presence. The enterprises grant Russ-Bank plastic card holders discounts for goods and services.

2005:

• Russ-Bank is in the top-30 of the most reliable largest Russian banks, and in the top-50  of the largest Russian banks by capital (the version of magazine "Profile").
• Assignment of debut global scale ratings by Moody's Investors Service.
• The pilot project of providing small and medium size enterprises (SME) with bank loans launched in the regional markets.
• The bank launched joint business programs with insurance Holding Company "Rosgosstrakh": issue of co-branded banking cards and insurance of deposits of individuals for the amount over 100 thousand roubles in insurance company "Rosgosstrakh - Stolitsa". It is possible to take advantage of these services in Regional Branches and Additional Offices of Russ-Bank in Moscow, Ulan-Ude, Rostov-na-Donu, Novosibirsk, St- Petersburg, Ufa, Nizhny Novgorod, Belgorod, Voronezh, Kursk, and also in offices of settlement of losses of  "Rosgosstrakh" in 15 cities of Russia.
• New branches of Russ-Bank have been opened in Novosibirsk, Rostov-na-Donu, Ufa, Nizhny Novgorod, and three additional branches in Ufa and Novosibirsk.
• The equity (capital) of Russ-Bank as of January 1, 2006 has made 3 870 653 thousand Roubles according to the Russian Accounting Standards.

2004:

• The CSC JSCB Russ-Bank becomes affiliated member of the Visa Int. payment system and participant to the Deposit Insurance System.
• It obtains license from Russian Ministry of Economic Development and Trade for gold export operations (not exceeding one metric ton) and that for silver export operations (not exceeding three metric tons).
• Its long-term credit rating is upgraded by Moody’s Interfax to Baa3 (rus) and its short term rating is upgraded to RUS-3.
• The CSC JSCB Russ-Bank enters the list of top 100 Russian banks by Nine-Month profit. 

2003:
The Bank opens its office on Obraztsova Street and increases its chartered capital to 1.2 billion rubles. It becomes affiliated member of the MasterCard Int. payment system.

2002:
The CSC JSCB Russ-Bank obtains the general license from the Bank of Russia for banking operations and opens the new main office (43 bld. 2 Miasnitskaya Street) and opens operating offices on Volgogradsky Ave., Bolshaya Drogomilovskaya street, Rubtsovskaya quay; its chartered capital is increased to 1 billion rubles.

2000-2001:
The chartered capital of the Bank is successively increased to 160 and 500 million roubles.

1999:
The CSC JSCB Russ-Bank obtains the license from the Bank of Russia for banking operations with precious metals; its chartered capital is increased up to 90 million rubles.

1998:
The CSC JSCB Russ-Bank obtains the license from the Bank of Russia for banking operations with foreign currency and increases its chartered capital to 40 million rubles. It opens the affiliated office in Republic of Buryatia.

1997:
The CSC JSCB Russ-Bank becomes officially authorized partner of the Government of Buryatia. Its chartered capital is increased to 10 million rubles.

1995:
Fintrustbank becomes CSC JSCB "Russian Interregional Bank of Development" (Russ-Bank).

1994:
By decision taken at the meeting of shareholders Fintrustbank is established. Its chartered capital is 100 thousand rubles. In September it obtains license for banking operations with Russian currency.